Closing Costs:

For Coop:

Your Own Attorney: Typically start at $1500
Points: 0%-3% of loan amount (optional, but your rate can come down)
Application Fee: $300
Bank Attorney: $500
Appraisal Fee: $300+
Underwriting Fee: $350
Judgment & Lien Search: $300
UCC-1 Filing Fee: $20
Move in Deposit: $500+ (sometimes refundable)
Short Term Interest: up to 1 month (depending on closing date)
Maintenance Adjustment: up to 1 month (depending on closing date)
Mansion/Luxury Tax: 1% of purchase price if $1,000,000 or more

For Condos/Townhouses

Your Own Attorney: Typically start at $1500
Points: 0%-3% of loan amount (optional, but your rate can come down)
Application Fee: $300
Bank Attorney: $500
Appraisal Fee: $300+
Underwriting Fee: $350
Misc Fees: $300
Managing Agent Fee: $300
Tax Escrows: 2-6 months
Mortgage Tax: 2.05% of loan amount for loans under $500,000. 2.175% of loan amount for loans exceeding $500,000.
Fee Title Insurance: $450-$650 per $100,000
Mortgage Title Insurance: $250-$500 per $100,000
Move in Deposit: $500+(sometimes refundable)
Short Term Interest: up to 1 month (depending on closing date)
Common Charges Adjustment: up to 1 month (depending on closing date)
Real Estate Tax Adjustment: 1-3 months (depending on closing date)
Mansion/Luxury Tax: 1% of purchase price if $1,000,000 or more

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